It is important to have a great credit card to open the card with the bar every weekend. Therefore, I decided that the cards I think are the best. Personally, I run with an American Express Blue Cash card as my main and a backup with the Citi Dividend Platinum Select for time AMEX is not accepted. Personally, I prefer to get cash bonuses, but we have listed what we believe is the best if you are a student or looking for frequent flier miles. Check it out.
Blue Cash from American Express - Best Cash Back Offer
Win a $ 25 statement credit with $ 500 in eligible expenses
No annual fee, 0% Intro APR on purchases for up to 12 months, flexibility to pay over time
Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, pharmacies and more
No limit on the cash back you can earn
Best rewards offer - Chase Sapphire Preferred Card
Earn 50,000 bonus points after you spend $ 3,000 the first 3 months, which is the amount of $ 625 for flight or hotel accommodation!
Points go 25% farther when you travel - For example, 50,000 points can be redeemed for two flights worth $ 312.50 each, which usually cost 62,500 points. Just book your flight, cruise, or other travel through last RewardsSM
Charge any foreign when you use your card for purchases made outside the United States transaction.
Earn points to an annual dividend of 7% - even on points already redeemed
Redeem your points in leading airlines and hotels at a value 1:01
2X points earned on airfare and hotel rooms reserved by the ultimate rewards and 1 point for every dollar spent on all other purchases
When you call us, our phones are answered by people, not prompts
No annual fee for the first year - a $ 95 value
Starwood Preferred Guest Credit Card from American Express - Travel Best Deal
Earn up to 30,000 Starpoints (R) - enough for 3 free nights in a hotel in its class 4.
Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and free on more than 350 flights airlines - all without blackout dates.
Earn at least 4 Starpoints per dollar mark in hotels and resorts participants
2011 SmarterTravel (R) Award for "Best Travel Rewards Card"
Enjoy the first year with no annual fee - a savings of $ 65
Platinum Card from American Express - Best Offer Business
25,000 bonus Membership Rewards (R) points that can be converted into a coach class domestic roundtrip flights when you spend $ 1,000 in the first three months of Card membership
New Global Travel benefits: select airport club Priority Pass access, no foreign transaction fees and Global Entry expedited pass immigration in the United States
Up to $ 200 in airline fees Credits annually to cover incidental charges on your choice of airlines, including baggage fees
Free companion flights to purchase qualifying First or Business Class international ticket
24/7 Platinum Card (R) Concierge service for assistance with reservations, travel, gifts and more
FINE HOTELS & RESORTS program updates and exclusive amenities to over 700 shops, resort, and luxury hotels worldwide
Citi Platinum Select MasterCard - Best Offer introduction
0% Intro APR on balance transfers and purchases for 21 months. After that, the APR will be 11.99% -20.99% based on your creditworthiness.
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
Citi ® Identity Theft Solutions
Secure account management, free online
No annual fee *
Citi Dividend Platinum Select Card - Student Best Deal
No cosigner required
Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter *
Earn at least 2% cash back in popular rotating categories like restaurants, the hotel and apparel. Registration required *
Win a full cash back of 1% on all other purchases *
Showing posts with label top ten. Show all posts
Showing posts with label top ten. Show all posts
Top Ten Credit Cards -Advantages
The Chase
secured credit card is a great way to improve your credit. People with scores
and people who do not have established their low credit find this the perfect
card for use with the bank to be so popular.
A story of
Chase Bank
This bank
is one of the four major banks in the U.S., JP Morgan Chase. E 'was discovered
shortly before the 19th century, with many steps and has established itself as
a bank standing. In 2000, the most recent bank merger happened, that JP Morgan
& Co. and Chase Manhattan merged as JP Morgan Chase. In 2004, Bank One was
acquired, which gave him standing with a credit card and online banking before
the United States. JP Morgan Chase operates throughout the world.
Intervals
Secured credit cards Chase
Many cards
are secured by Chase Air, student, and platinum cards from some of the cards
available. Secure each card is different in the process, applications, and
taxes. The registration fee is $ 10 and can go up to $ 50 and the annual fees
start at $ 25 and can go up to $ 300. Many of these cards have a 0% APR for the
first year. Further advantages of the secured credit card is that Chase will
have a modest interest rate and is accepted worldwide.
Latest
products for 2012
Chase has
three new options for credit card for 2012. When customers spend $ 250 within
90 days of acceptance of papers, which will receive 25,000 bonus points with
Chase Sapphire. When cardholders spend at least a dollar, they get two points
and one point for every dollar that is used for the elements. The points can be
redeemed for gift cards, airline tickets and money. Points do not expire if the
owners are not limited in the amount they can win.
The second
Chase secured credit card is the card of freedom in the 2,012 clients. Will be eligible
for $ 200 in cash at the time of registration. Every time cardholders use their
cards, they get cash back. In some categories of bonus, you will earn a 5%
discount for the purchase of up to $ 1500. Moreover, cardholders earn 10% cash
back with specific online merchants. Continental Airlines Card is another card
with Chase in 2012. During the use of these cards, cardholders get 40,000 miles
bonus.
Advantages:
Most financial institutions do not approve unsecured loans for people with no
credit history and bad credit cards. How easy is to apply against the
application for unsecured cards. And 'necessary for a deposit, which is held by
the issuer of the guarantee card. This can be from $ 300 to $ 500.
Cons: some
negative things these cards have high interest rates. Subsequently, applicants
must pay a one time fee when applying. It 'important to know if you can pay
this fee before you get a credit card.
Another
disadvantage is secured cards are not available to all. The submission of an
application does not guarantee approval.
top ten credit cards
It is helpful for older students to learn responsibility when it comes to using credit cards. Learning how to work the credit cards, you can avoid falling into the awkward position of being thousands of dollars in debt. A student who is likely to live away from home to attend college is no need to make purchases with credit cards. It definitely helps to invest the time in finding a card for those students who can offer the most attractive rates and a reasonable credit limit.
Here are some questions to consider in the process of choosing a credit card -
qualification
Because the student is not yet able to earn a full time income, you need to rely on an adult co-signer to get a credit agreement with the bank or similar institution. Anyone applying for a credit of 21 or less is required to provide proof of income to cover the cost of monthly payments or have a cosigner. It helps to have a co-signer with a good credit score as this can help you get a more favorable credit limit and interest rate.
choose
A wide range of credit cards are offered to students varies depending on the features offered. It is very likely to be a balance from month to month, generally contributes to research these cards may offer lower interest rates. But if one can pay the bill at the time of receipt of each statement, it may be advantageous to consider these cards provide additional cash back rewards and bonus points on purchases. Cash back rewards may vary in the region of 1% to 5% on purchases.
0% Intro
Attractive returns to appear on credit cards are those with a 0% intro period April that could last from six to twelve months. This is probably most useful for those who plan to make several important purchases at the beginning of the school season. And 'possible to make the repayments each month without having to worry about having to pay interest. Aim to repay the debt as much as possible during the introductory period, such as monthly repayments may see a significant increase once it becomes necessary to cover the cost of interest.
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